PDPA Protected 256-bit SSL Updated: January 2026

FCM99 Privacy Policy — Our Commitment to Protecting Your Data

At FCM99, your privacy is more than a legal obligation — it is a core value we uphold. This document transparently explains how we collect, use, store, and protect the personal information of every member using the FCM99 platform. You have the right to know, and we are fully committed to being honest with you.

Latest Version: 1 January 2026
Why Your Privacy Is Safe at FCM99

Six core pillars of FCM99's commitment to safeguarding the security and privacy of your personal data.

Advanced Data Encryption

All data transmitted between your device and fcm99 servers is protected with 256-bit SSL encryption. This means your information cannot be intercepted or read by unauthorised parties during transmission.

Strict Access Controls

Your personal information is only accessible by authorised FCM99 staff with a legitimate business need. We use a layered access control system to ensure your data is not circulated internally without valid justification.

Malaysia PDPA Compliance

FCM99 operates in compliance with Malaysia's Personal Data Protection Act (PDPA) 2010. We ensure that every aspect of your data processing is carried out in accordance with the legal requirements set by the Malaysian government.

Explicit Consent Required

FCM99 will not use your data for any purposes beyond those stated in this Privacy Policy without obtaining your consent first. You always have the right to withdraw your consent at any time.

No Sale of Data to Third Parties

FCM99 does not sell, rent or trade your personal information to any third party for marketing or commercial purposes. Your data belongs to you, and we respect the trust you place in us.

Right of Access & Data Correction

As a fcm99 member, you have the right to access, review, amend, and request deletion of your personal information at any time. We make this process straightforward through your account panel or by contacting our support team directly.

1. Introduction

Welcome to the fcm99 Privacy Policy page. This document has been carefully prepared to ensure that you, as a fcm99 member, fully understand how our platform handles your personal information — from the moment you register through every gaming session and financial transaction you make.

FCM99 is an online entertainment platform operating under a valid licence and in compliance with Malaysia's Personal Data Protection Act (PDPA) 2010. We understand that trust is the foundation of the relationship between a platform and its users. As such, we take a transparent, responsible, and proactive approach to everything related to your data privacy.

This Privacy Policy applies to all users accessing the FCM99 website at https://fcm99.vu, the FCM99 mobile app, and any related services offered by FCM99. By using our platform, you consent to the processing of your personal data as described in this document.

Note: This Privacy Policy should be read together with Terms and Conditions and Responsible Gaming Policy FCM99 for a full overview of your rights and responsibilities.

2. Personal Data We Collect

FCM99 only collects information that is genuinely necessary to provide you with a safe, responsible, and high-quality service. The following are the categories of data we collect:

Data Category Data Examples Primary Purpose
Identity Information Full name, date of birth, identity card number, gender Identity verification (KYC), legal compliance
Contact Information Email address, phone number, residential address Account communications, transaction confirmations, customer support
Financial Information Bank account number, deposit & withdrawal records, transaction history Payment processing, AML compliance
Platform Usage Data Game history, wagering records, session duration Service improvements, fraud protection
Technical Data IP address, device type, browser, operating system Account security, technical analysis
Communication Data Support chat records, emails, feedback Complaint resolution, service improvements
FCM99 never collect your credit or debit card information directly. All card transactions are processed through PCI-DSS certified payment gateways, and fcm99 does not store your full payment card details.

3. How We Use Your Data

Every piece of information you provide to fcm99 is used for clear and legitimate purposes. We do not use your data for unrelated purposes without your consent. Below are the primary ways we use your personal information:

  • Account Management: To register, verify, and manage your fcm99 account, including the identity verification (KYC) process required by regulations.
  • Service Provision: To allow you to access all games, Live Casino, sports betting, and other features on the fcm99 platform.
  • Transaction Processing: To process deposits, withdrawals, and any financial transactions you make on our platform securely and accurately.
  • Security & Fraud Prevention: To detect and prevent fraudulent activity, money laundering, unauthorised access, and other unlawful activities.
  • Service Communications: To send important notifications regarding your account, transactions, terms changes, relevant promotions, and security updates.
  • Platform Enhancements: To analyse usage patterns and improve the user experience, system performance, and overall fcm99 service quality.
  • Legal Compliance: To fulfil our obligations under PDPA 2010, AML/CFT requirements, and any other applicable legal regulations.
  • Responsible Gaming: To monitor gaming patterns and identify members who may need support related to responsible gaming.
FCM99 Guarantee: We will not use your data for third-party marketing, will not sell it to advertisers, and will not share your personal profile without a valid legal basis.

4. Sharing Data with Third Parties

FCM99 operates on a need-to-know basis for all data sharing. We only share your personal information in the following situations, and every instance is protected by strict confidentiality agreements:

  1. Payment Service Providers: Licensed payment gateways such as DuitNow, FPX, Touch 'n Go, GrabPay and ShopeePay receive the transaction information required to process your deposits and withdrawals. All these providers are subject to strict security standards.
  2. Game Software Providers: Game software providers partnering with fcm99 may receive game session data necessary to deliver a smooth and fair gaming experience.
  3. Regulatory Bodies & Authorities: Where required by law or a lawful authority's directive, FCM99 will disclose the necessary information. This includes situations involving financial crime investigations, money laundering, or compliance with court orders.
  4. Technical Service Providers: Hosting companies, cloud services, and technical infrastructure providers that support fcm99 operations may process your data as part of their services, under strict data processing agreements.
  5. Identity Verification Service Providers: Licensed third-party KYC service providers assist fcm99 in verifying member identities to comply with applicable legal requirements.

FCM99 does not share your personal information with any party other than those stated above. Every third party working with FCM99 is required to sign a data protection agreement and comply with the security standards we set.

5. Data Security

FCM99 invests heavily in data security infrastructure to ensure your personal information is always protected. Our security measures include:

  • 256-bit SSL Encryption: All communications between your device and fcm99 servers are encrypted using the latest TLS 1.3 protocol, making your data unreadable to any intercepting party.
  • Two-Factor Authentication (2FA): FCM99 supports two-factor authentication for an added layer of protection on your account, reducing the risk of unauthorised access even if your password is compromised.
  • 24/7 Monitoring: Our security systems operate around the clock to detect suspicious activity, intrusion attempts, and anomalies in login patterns or transactions.
  • Regular Security Testing: FCM99 conducts penetration testing and security audits by independent third parties on a regular basis to identify and address any vulnerabilities.
  • Secure Password Storage: Your password is never stored in plain text. We use a strong one-way hashing algorithm with salting to protect your password.
  • Incident Response Plan: FCM99 has tested incident response procedures to address any data breaches swiftly and effectively, including notifications to affected users and the relevant authorities.
Your Role Matters Too: Your account security also depends on your own actions. Make sure you use a strong and unique password, do not share your login credentials, and always log out when using a shared device.

6. Cookies & Tracking Technologies

FCM99 uses cookies and similar tracking technologies to enhance your experience on our platform. Cookies are small text files stored on your device when you visit our website.

The types of cookies we use are as follows:

  • Essential Cookies: These cookies are required for core platform functions such as login session authentication, security, and language preferences. Without them, the platform cannot function properly.
  • Performance Cookies: Helps us understand how users interact with the platform, which pages are visited most frequently, and where technical issues occur. This data is used to improve platform performance.
  • Functional Cookies: Saves your preferences such as language settings, preferred currency and display options so you do not need to reconfigure them every time you log in.
  • Analytics Cookies: FCM99 uses analytics tools to understand platform usage patterns in aggregate and anonymised form for product development and service improvement purposes.

You can manage or disable cookies through your browser settings at any time. However, disabling essential cookies may affect the functionality of the FCM99 platform.

7. Your Rights as a User

Under Malaysia's PDPA 2010 and FCM99's policies, you have the following rights regarding your personal data:

Right of Access

You have the right to request a copy of the personal information we hold about you at any time. FCM99 will fulfil this request within 21 working days from the date the request is received.

Right to Rectification

If you find that any of your personal information in the FCM99 system is inaccurate or outdated, you have the right to request an immediate correction. You can update most information directly through your account panel.

Right to Erasure

You may request the deletion of your personal data, subject to FCM99's legal obligations to retain certain records for periods required by AML regulations and tax laws.

Right to Object to Processing

You have the right to object to the processing of your data for certain purposes, such as direct marketing. Once you object, FCM99 will cease such processing unless there are overriding legal grounds.

Right to Data Portability

You have the right to receive your personal data in a structured, machine-readable format for transfer to another service provider, where technically feasible.

Right to Withdraw Consent

Where the processing of your data is based on consent, you may withdraw that consent at any time. Withdrawal does not affect the validity of any processing carried out prior to that withdrawal.

To exercise any of the above rights, please contact the fcm99 Data Protection team via email at [email protected] or via live chat available 24/7 on our platform.

8. Data Retention Period

FCM99 retains your personal information for as long as it is required for the purposes stated in this Privacy Policy, or as required by law. The following are general data retention guidelines we follow:

  • Active Account Data: Retained for as long as your account is active and you continue using FCM99's services.
  • Data After Account Closure: Basic account information and transaction records are retained for a minimum of 7 years after account closure to meet AML, tax, and regulatory requirements.
  • KYC Records: Identity verification documents are retained for a minimum of 5 years after the verification date or account closure date, whichever is later, in accordance with PDPA and AML regulations.
  • Security Logs: Activity and security logs are retained for 2 years for investigation purposes in the event of a security incident.
  • Marketing Data: Information used for marketing communications is deleted within 90 days after you opt out of such communications.
  • Support Chat Records: Customer support chat records are retained for 3 years for quality control and dispute resolution purposes.

Upon expiry of the retention period, FCM99 will securely delete or anonymise your data using approved methods to ensure it cannot be recovered or identified.

9. Changes to This Privacy Policy

FCM99 reserves the right to update or modify this Privacy Policy at any time to reflect changes in regulations, industry best practices, or our operations. Any changes made will be reflected in the "Last Updated" date displayed at the top of this document.

For material changes that significantly affect how we use your data, FCM99 will notify you via:

  • An in-account notification on your FCM99 account the next time you log in.
  • A notification email to your registered email address.
  • A notice prominently displayed on the FCM99 homepage for a specified period.

Your continued use of the fcm99 platform after any changes take effect will be considered your acceptance of the updated Privacy Policy. We encourage you to review this page periodically to stay informed of the latest version of the fcm99 Privacy Policy.

We will always endeavour to provide at least 14 days before any material changes to this Privacy Policy take effect, giving you sufficient time to review and make an informed decision.

10. Contact Us

If you have any questions, concerns, or complaints regarding the fcm99 Privacy Policy or how we handle your personal data, please do not hesitate to reach us through the following channels:

  • Data Protection Email: [email protected]
  • Live Chat: Available 24 hours a day, 7 days a week via the chat icon on the fcm99 platform.
  • FAQ Page: Visit our FAQ page for answers to frequently asked questions about privacy and account security.

The FCM99 Data Protection Team is available to handle your enquiries in both Malay and English. We are committed to responding to all privacy-related enquiries within 5 working days from the date your enquiry is received.

If you are not satisfied with our response, you have the right to submit a complaint to the Department of Personal Data Protection Malaysia or the relevant regulatory body in your jurisdiction.

This Privacy Policy is governed and interpreted in accordance with the laws of Malaysia. We value your trust in FCM99 and are committed to continuously raising our data protection standards for your comfort and security as a valued member.

Your Data Is Safe. Time to Play!

Now you know how FCM99 protects your privacy. Join over 500,000 Malaysian members who enjoy safe, fair and entertaining online entertainment at FCM99 every day.

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